You are all set to hit the road. But before you do, make sure you know what you’re doing with your money. Here are some tested tips to get you ready.

1) Some Cash: Carry some cash on you no matter the destination. Credit cards are accepted almost everywhere these days, but you cannot tip in many places with a credit card. In Spain, for example, you cannot write in the tip on your bill. Bring at least $200 in the local currency with you. (See our all-women trip to Spain here.)

2) Stash: Get a pickpocket-proof purse or a money belt and use it in crowded areas.

3) ATMs: You can take local currency out of an ATM once you are in your destination. To do this, you need your debit card and you need to remember the PIN. Use ATMs attached to banks, not random ATMs in tourist areas that could charge high fees.

Separate your money when you travel so that you are prepared if something happens and your purse is stolen or lost.

4) USD: Some countries, like Costa Rica, will take US dollars. Many others will not. Make sure you know what the currency is in your final destination. (See our all-women Costa Rica tour here.)

5) Split Up: Do not put all your eggs in one basket. Split up your money and your credit cards. Carry some on you and then stash the rest in a separate bag that will stay back at the hotel or will be your carry-on during the flight. If your purse or wallet is stolen, you don’t lose everything.

6) Conversion: If you are trying to figure out the local conversion, try XE.

7) AMEX: Planning to pay for your trip to Tuscany and Umbria with your AMEX? Many places in Europe will not accept AMEX. Make sure you have another card on you apart from your AMEX. (Higher-end shops and most larger hotels will take AMEX, so you can often use it a bit for larger purchases.)

What are some of your travel money tips for solo women travelers?

Regina Winkle-Bryan is a writer, educator, and avid globetrotter based in Seattle, Washington. She founded Bold Spirit Travel to help women connect and create community while exploring our vast and beautiful planet She leads all-women, small-group tours to Italy, Costa Rica, and her corner of the USA, the Pacific Northwest. She lived in Spain for a decade and loves to take guests along the Camino de Santiago pilgrimage route, as well as curated trips to Barcelona and the Costa Brava. Learn more about where you can travel next with Bold Spirit Travel: www.boldspirittravel.com Slow Travel Tours is an affiliation of small-group tour operators who offer personalized trips in Italy, France and other European countries.